We are a debt relief agency. 

We help people file for relief under the Bankruptcy Code.

Phone: (989) 539-2105           

Toll Free: (800) 396-4226   

Fax: (989) 539-4019    

Email: david@mcandrew.biz 

Justina Bokota

Legal Clerk

Email: Justinabokota@sbcglobal.net

 

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FORMS

Serving Clare County,
Gladwin County, Isabella County,
Midland County, and Roscommon County.
Client Information Sheet   
 
  • Please complete relevant information to your situation before our first meeting.

Means Test for Michigan Chapter 7 Bankruptcy


If your income falls below these guidelines, based upon your income over the last 6 months, then you overcome a "presumption of abuse" and qualify to pursue a Chapter 7 bankruptcy, without further evaluation.

If your annual income, (based upon the past six month's income, times two) is beneath these current levels, you can file for a Chapter 7 bankruptcy.

Family size (1) - $ 49,662
Family size (2) - $ 60,809
Family size (3) - $ 72,083
Family size (4) - $ 88,925